Why Boat Insurance?

Fun on the Gulf of Mexico is part of the lifestyle of Sugar Land and neighboring communities. Boating and water sports play a big part in leisure activities, from fishing to waterskiing. Owning a boat, like owning any property, can carry financial risks. Repairs to your boat can be extremely expensive, and the cost of outright replacing a boat can be astronomical. If you own a boat or any type of water vehicle, it is a good idea to get insurance in order to protect your assets. If you are interested in boat insurance and live in the Sugar Land area, call Gulledge Insurance at 281-207-0771.

Types of Damage

There are many different ways your boat or water vehicle may be damaged, including:

• Fire
• Explosion
• Weather related incidents
• Sinking
• Capsizing
• Collision

What Boat Insurance Covers

Losing a vessel can be disheartening and expensive by itself. However, damage to or loss of gear carries a heavy price as well. One big wave taken abeam can wash several thousand dollar’s worth of equipment over the side in a heartbeat. Boat insurance guards against loss of or damage to:

• Anchors
• Life preservers
• Trolling engines
• Fuel tanks
• Dodgers and bimini covers
• Cockpit and other seat cushions
• Water skiing equipment
• Tools
• Dinghies

Boats and equipment can be damaged even when they’re not in the water. An insurance policy that covers damage or loss while at the dock or in storage provides year-round peace of mind.

Personal Insurance

In addition to insuring your boat and equipment, it is also advisable to look into personal insurance. Captain, crew, and passengers need adequate coverage, too. If you use your boat for commercial purposes, liability insurance in case of customer injury is especially advisable. Coverage options include:

• Medical coverage up to individual policy limits
• Legal representation in case of an injury sustained during the operation, maintenance, or use of the vessel

Finding the Best Boat Insurance Coverage

Buying insurance from Gulledge Insurance means that boat owners receive individual attention because, at Gulledge Insurance, we focus only on personal insurance. That focus, combined with nearly 30 years in the insurance industry, means that we have the expertise to get you the best boat insurance coverage that you can afford. We are not a brokerage firm; we are free to look at all available options. Gulledge Insurance will work with you to get the best coverage at a price you can afford. We are willing and ready to tackle any insurance needs, no matter how big or how small.

Not all boat insurance is alike. Some policies offer better coverage, some offer flexible payment options, some have a better price. A call to Gulledge Insurance at 281-207-0771 is the first step in finding the best boat insurance in Sugar Land.